Shopify Plus Break-Even Calculator
Find the monthly revenue where Shopify Plus's lower card rate pays back its higher platform fee, and see whether the upgrade makes sense on cost at all.
Shopify Plus pricing is negotiated, so defaults are illustrative. Enter your quoted platform fee and card rate for an accurate read. Above ~$575,000/mo revenue, Plus is billed at 0.40% of revenue rather than the flat fee. Rates as of June 2026, US online pricing. Verify current terms with Shopify.
The Plus decision is rarely just the card rate.
Victoria Garland Creative is a Shopify-only studio. We migrate brands onto Plus and build what Plus unlocks, checkout extensibility, B2B, Functions, Launchpad, so the upgrade earns its fee.
Shopify Plus pricing is negotiated, so treat the defaults as a starting point and enter your own quoted platform fee and card rate. The trade is simple: Plus charges a higher monthly platform fee than Advanced but a lower card processing rate, so the question is how much monthly revenue it takes for the rate saving to cover the fee. Above roughly 575,000 dollars a month, Plus is billed at 0.40% of revenue rather than the flat fee, and this accounts for that.
Often the honest answer is that Plus pays back on capability, checkout extensibility, B2B, Functions, Launchpad, more expansion stores, rather than on card savings alone. If the cost case is close, the platform case usually decides it. Weighing a Plus move? Talk to us, we migrate and build on Plus.