Find the exact line
where Plus pays for itself.
Two cost curves, one crossover. Move your numbers and watch the moment Plus's lower rate overtakes its higher fee, live, on the chart.
Plus pricing is negotiated, defaults are illustrative (from $2,300/mo). Above ~$575k/mo revenue Plus bills at 0.40% of revenue. US online pricing, Jun 2026.
Plus is a trade: a bigger fixed fee for a smaller cut of every sale.
Your current plan starts low and climbs steeply, a small monthly fee plus a higher percentage on every order.
Plus starts high on the fixed fee but climbs more slowly, because it shaves the rate on every order you process.
Where the two lines meet is your break-even revenue. Past it, the rate saving has paid back the higher fee, and keeps paying.
Shopify Plus pricing is negotiated, so treat the defaults as a starting point and enter your own quoted platform fee and card rate. The trade is simple: Plus charges a higher monthly platform fee than Advanced but a lower card processing rate, so the question is how much monthly revenue it takes for the rate saving to cover the fee. Above roughly 575,000 dollars a month, Plus is billed at 0.40% of revenue rather than the flat fee, and this accounts for that.
Often the honest answer is that Plus pays back on capability, checkout extensibility, B2B, Functions, Launchpad, more expansion stores, rather than on card savings alone. If the cost case is close, the platform case usually decides it. Weighing a Plus move? Talk to us, we migrate and build on Plus.
The Plus decision is rarely just the card rate.
Victoria Garland Creative is a Shopify-only studio. We migrate brands onto Plus and build what it unlocks, checkout extensibility, B2B, Functions, Launchpad, so the upgrade earns its fee.